AFFORDABLE HOUSING · LIVE NOW
This isn't a demo. It's the product.
If you're a developer, counsel, consultant, public-affairs firm or lender working in affordable-housing, you can use Skumu today and before you spend the next dollar, you’ll know where you stand.
Most of it goes out through a NOFA.
A NOFA is the city telling you money is available and exactly what you have to prove to get it. Los Angeles runs its housing money through Homes for LA: seven programs this round, about $466 million, each with its own term sheet, its own threshold documents and its own scoring. Behind it sit the county's NOFAs, the state's, the tax credits and a lender with closing conditions of its own. Round 2 is the round we're working right now, and it's different enough from Round 1 to sink an application that isn't checked against the new rules.
When the rules change, we read them in days — not quarters.
In September, Los Angeles sent its Round 2 housing rules to City Council — 207 pages, seven term sheets, one of them new. We mapped what was new and what changes from Round 1 within a day, saving time and money for our partners, without Skumu, that's weeks of work and hundreds of billable hours before you can even start the application.
Some of it was LAHD rewording a sentence on obligations that didn’t change and some were so big they would sink an application, to name a few: the same site can no longer go to two new-construction programs, a developer with seven projects in the city's pipeline is rejected automatically and the relocation plan now has to come from a City-approved third party the rules never define. At Skumu, we have the answers and tell you what you need to know before you even start.
Regulatory and Compliance can kill a Homes for LA application.
Most changes to NOFAs are regulatory basics, like site control, a title report less than ninety days old and three years of audited financials, and we check every one against your deal and hand anything missing to the person who owns it. After the award it's compliance, and the checks expand. Our goal is to help you win and prevent clawbacks.
The same deal creates different work for every firm around it.
The developer sees the verdict and what it costs to continue. Legal sees the governing obligation, the source and the unresolved exposure. Public affairs sees the stakeholders and the outreach that can still change the outcome. Banks and financiers see the money. Each firm sees only what it owns and all of the parties work from the one set of data on one centralized platform.
A real deal, modeled to win.
18722 Sherman Way, a $47.6 million Los Angeles deal, was reserved by the state in 2024, before Skumu existed.
How we did it. We compiled the program's scoring rules into deterministic checks and built a rules engine that can grow. At Skumu, we built a model of the scoring system the public agency would use, executed from their public data and tested it on dozens of historical applications and deals. Behind it are our models built from thousands of simulations run over dozens of real deals and thousands of pages of public data we parsed. We then gave our engine a raw application and the rulebook without supplying the result and let it run.
What it produced. We rebuilt the applicant's own score, 73.468%, to within a thousandth of a point.
Use any AI model you like and it can't reproduce our work because a simple AI system doesn’t have an engine to run the rules and no record to check itself. At Skumu, if the record can't support the math, we don't guess, we tell you what is needed until the evidence is there to make the decisions.
See the full decisionPut your deal in it. Today.
If you're working a California affordable-housing deal, book a call and we'll work with you to know where your deal stands. This is live right now, and we're looking for the developers, attorneys, consultants and public-affairs firms who want to work with us.