INVESTORS
Skumu is the operating system for public capital.
We're an AI company, built by operators, for the regulatory and compliance side of public capital: the work that decides who wins public money and who gets to keep it. We run the government's own rules against a live deal and tell everyone on it whether it can win, what's blocking it and who needs to fix it, then keep running them until the last dollar is spent.
We started building in November 2025 and shipped the platform live inside nine months. Today we have a live product for Los Angeles affordable housing developers and are beta piloting EV infrastructure deals for the California Energy Commission programs. We have active users, pilot customers and real projects.
Public money comes with a whole lot of regulatory and compliance needs and work.
More than a trillion dollars a year goes out through American public programs, from tax credits and grants to infrastructure and housing. A project has to prove that it qualifies and then keep proving it until the last dollar is spent.
Proving that has two names: regulatory and compliance. Every program comes with regulations you have to meet to win the money and compliance you have to keep to hold on to it — prevailing wage, eligible costs, relocation plans, the reporting that runs for years after the award. Fall out of compliance and that money can be clawed back.
An attorney flags a requirement in a memo nobody acts on, a consultant assumes Legal has it covered and the project loses, because each piece of the truth stayed with the person who found it. At Skumu, we built the system to prevent those types of failures.
What that looks like on a real deal.
We tested the engine the hard way: we gave it a real $47.6 million Los Angeles housing application and the rulebook without the result, and it rebuilt the applicant's own score, 73.468%, to within a thousandth of a point. That's one deal in one program, and we picked the hardest scoring system we could find.
The rules keep changing too, and that's where speed matters. When Los Angeles rewrote its housing rules for Round 2, we mapped every change within a day, and we did the same with California's AB 179 and the federal ROAD to Housing Act across hundreds of pages.
AI didn't build our rules engine. We did.
We run the government's own rules the way an agency will and trace every answer back to its source. Our engine turns a program's thousands of pages into hundreds of deterministic checks, our corpus of years of published rounds, dozens of real deals and tens of thousands of pages knows who won and who lost and, most of all, why, and our harness doesn't let anything into the record until a human approves it.
Swap one AI model for the next and Skumu still works, because the model was never the product, and we get stronger with every rulebook we parse and every round that closes.
The bigger vision is every category that touches massive public capital.
With the Skumu engine we can use the rules and the deterministic models and our harness to scale into categories that may seem horizontal but make sense under the hood.
Biotech is the clearest example. NIH grants and CIRM, the stem-cell agency California voters funded with $5.5 billion, put enormous sums into research and every award comes with regulatory and compliance needs as part of the eligibility rules and milestones and reporting obligations that run for years, which is the same problem we already solve in housing.
What gets us there is speed. When Los Angeles rewrote its housing rules for Round 2, we mapped every change within a day, and we did the same with California's AB 179 and the federal ROAD to Housing Act across hundreds of pages.
At Skumu, a new vertical isn’t a cold start problem, it’s a new body of rules built on the same platform, and education funding, earmarks and medical programs are already on the roadmap.
Then there's the other Govtech side of the table.
Everything so far sits with the applicant — the developer, the lawyer, the public-affairs firm and the bank, each working a different piece of the same deal — which already makes it a business with multiple paid seats per deal instead of one. Every partner firm that runs Skumu brings it to their next client's deal, and that's how it spreads across the market: professional to professional, portfolio to portfolio, deal by deal.
Across the table are the agencies and councils that write the rules and hand out the money, and they're still reading every application by hand and tracking obligations long after the award closed. We're working to sell governmental engines on the Skumu product and first conversations have already started. Because an agency running its own rules against every application the day it arrives moves faster to award and clawback, saves time, money and labor and takes granting awards from months to weeks.
The rest is in the deck.
Skumu is built in Los Angeles by Jon Alain Guzik, who spent more than twenty years building and operating tech companies inside complex regulated systems, deploying capital, hiring experts and absorbing the cost of learning. He started Skumu because the product he needed didn't exist.
The market, the numbers and the raise are in the deck. If you work in public capital for a living, or you want to back the people who do, we'd love your read.